Banks can go to hell!

When you are up to your eyeballs in debt, you’d think that the banks that get you in debt in the first place would allow you to actually work off the debt you have accumulated over several months or years to keep you as a loyal customer AND allow you to acquire some skills that can help you get other jobs later. But NO, instead they harass you with lame phone calls and the callers have the stupidity to say things like, “You have a debt of $______ that can be paid over the phone today,” or some other such nonsense. Hey, banks! How is anyone supposed to pay off a debt if he is not allowed to WORK, and therefore cannot make money?!